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Best Credit Cards in Australia 2022

Introduction

There are a lot of credit cards on the market these days, and it can be tough to figure out which one is right for you. Each card has its own benefits and drawbacks, so it's important to do your research before applying.

We've created a list of the best credit cards in Australia for 2022. Whether you're looking for a card with great rewards or one with a low-interest rate, we've got you covered. So read on and find the perfect credit card for you!


Best Credit Cards in Australia

There are a lot of credit cards on the market, and it can be hard to know which one is best for you. That's why we've put together a list of the best credit cards in Australia for 2022.

We've looked at a range of different factors, including rewards, interest rates, and fees, to bring you our top picks. So whether you're looking for a card that offers great rewards or one that comes with low-interest rates, we've got you covered.

Best Credit Cards in Australia 2022

Best Credit Cards for Young Adults in Australia

  • There are a few things to consider when applying for a credit card as a young adult in Australia. Perhaps the most important factor is the interest rate.
  • You don't want to be paying more than you need to, so it's important to find a card with a low-interest rate.
  • Another thing to look for is a card that doesn't charge annual fees. This can save you a lot of money in the long run. And finally, make sure the credit limit is high enough to cover your needs.
  • We've compiled a list of the best credit cards for young adults in Australia. Take a look and see which one is right for you.


Best Credit Card Deals With Rewards in Australia

  • There are many different credit cards on the market, and it can be difficult to decide which one is right for you. So, what are the best credit cards in Australia?
  • At the moment, there are a few cards that stand out from the rest. The ANZ Rewards Platinum Credit Card and the American Express Platinum Credit Card both offer great rewards programs, with a wide range of perks and benefits. The Qantas Premier Titanium Credit Card is also a popular choice, thanks to its generous Qantas Points program.
  • So, which card is right for you? It really depends on your personal needs and preferences. Do you prefer rewards points or cash back? Do you want a card with no annual fee or one that offers waived fees for the first year? Make sure you do your research and compare different cards before making a decision.


Best Balance Transfer Credit Cards in Australia

If you're looking for a credit card with a great balance transfer offer, you've come to the right place! Here are some of the best balance transfer credit cards in Australia for 2022.


  1. The ANZ Credit Card offers a 0% p.a. balance transfer rate for 14 months, giving you plenty of time to pay off your debt interest-free.
  2. The American Express Credit Card also comes with a 0% p.a. balance transfer rate but gives you a longer time period of 18 months to take advantage of the offer.
  3. The Bankwest Zero Mastercard comes with a permanent 0% p.a. balance transfer rate, so you can take your time paying off your debt without any extra interest charges.
  4. If you're looking for a no-frills credit card that offers a low-interest rate on balances transferred, the St George Vertigo Visa is a great option. It comes with a 0% p.a. balance transfer rate for 12 months, and a low annual fee of $59.


Best Payment Plan Credit Cards in Australia

Now that you know all about the best credit cards in Australia for 2022, it's time to decide which one is right for you. It really depends on your needs and what you're hoping to get out of your credit card.

If you're looking for a card with a great rewards program, the American Express Platinum Edge Credit Card is a great option. It offers 3 points per dollar spent at supermarkets, 2 points per dollar spent at petrol stations and restaurants, and 1 point per dollar spent on everything else. Plus, you can redeem your points for travel rewards, gift cards, or merchandise.

Alternatively, if you're looking for a card that offers a low-interest rate, the Bankwest Zero Platinum Mastercard could be a good choice. It has a 0% purchase rate for the first 9 months and a low ongoing interest rate of 9.99% p.a.


Credit Card Offers in Australia

There are a TON of different credit card offers in Australia, and it can be tough to figure out which one is right for you. That's why we've put together this guide to the best credit cards in Australia 2022. We'll take a look at some of the best offers currently available, as well as some of the key features you should look for when choosing a credit card.

So, whether you're looking for a rewards card, a no-annual-fee card, or a card that offers low-interest rates, we've got you covered. Keep reading to find out more!


Best Balance Transfer Credit Card - St. George Amplify Signature Credit Card

If you're looking for a great balance transfer credit card, the St. George Amplify Signature Credit Card is definitely a good option. It offers a long 0% interest period on balance transfers, as well as a number of other great features. So if you're looking to save on interest and pay down your debt faster, this card is definitely worth considering.


Best Credit Card for a 0% Balance Transfer - Citi Clear Platinum Credit Card

Looking for the best credit card for a 0% balance transfer? The Citi Clear Platinum Credit Card could be the perfect option for you. It offers a long 0% interest period on balance transfers, making it a great choice if you're looking to pay down your debt quickly. Plus, it also comes with a range of other features that can make life a little bit easier, including unlimited free international withdrawals and no annual fee.


Conclusion

So, you’re looking for the best credit card in Australia for 2022? Well, you’ve come to the right place!

We’ve done all the hard work for you and have compiled a list of the top five credit cards in Australia this year. And, we’ve even included a handy table comparing the features of each card so that you can find the one that best suits your needs.

So, what are you waiting for? Start comparing credit cards today and find the perfect one for you!